Smarter Funding Starts Here
Get funding that works for your business — not against it. At Fairloan, we review your file like a bank, eliminate roadblocks before they become denials, and guide you from start to funding with confidence.
Your Path to Real Business Funding
Fairloan isn’t here to sell you another daily-payment loan. We help business owners qualify for real bank products — loans, lines of credit, and credit cards — while offering bridge options to keep you moving forward.
We don’t just tell you what’s possible — we walk you through the process, step by step, until you’re funded.
From Roadblocks to Real Business Funding
We know what holds business owners back from getting approved — and we fix it. Our process combines smart bridge solutions with bank-style reviews so you can qualify for the funding your business really needs.
Bridge Funding Solutions
When high credit utilization drags down your score, we provide bridge funding to free up your revolving accounts. This positions you for real approvals instead of endless denials.
Bank-Style File Review
We review your file exactly like a bank underwriter would. That means we know what lenders will see, and we address issues before you apply — saving time and avoiding rejections.
Guided Every Step of the Way
You won’t go through this process alone. From your first review to final funding, our team walks you through each step and keeps you on track until the money is in your account.
Real Approvals, Real Funding
We help you secure traditional bank loans, business lines of credit, and credit cards — not just another high-cost cash advance. Our goal is long-term growth, not short-term fixes.
Testimonials
Sarah Richards
Fairloan helped me get past the constant denials. My credit cards were maxed, and I couldn’t qualify anywhere. They walked me through the bridge solution, and within weeks I was finally approved for real business funding. Game changer!
Lisa Thompson
These guys review your file exactly like the bank would. They showed me what was holding me back and fixed it before applying. The process was smooth, and I got approved for a line of credit I never thought I’d qualify for.
David Krazinski
I’ve dealt with lenders who made everything confusing — but Fairloan actually held my hand through the entire process. From the first call to the day the funds hit my account, they made sure I understood each step. Highly recommend.
FAQs
Answers to Your Key Questions About Streamline's Consulting Services
What makes Fairloan different from other funding companies?
At Fairloan, we approach your file the same way a bank underwriter would — identifying what’s holding you back and creating a clear roadmap to approval. Unlike most lenders, we don’t push high-cost daily payment advances as the default. Our focus is always on positioning you for real, long-term funding success.
That said, if a short-term product like an MCA truly supports your overall strategy — for example, as a bridge to drop utilization or unlock the next stage of funding — we’ll include it only where it benefits you. And when we do, we negotiate to secure the lowest possible rates and terms to keep you on track toward bank-level products like loans, lines of credit, and credit cards.
How long does it take to see results?
Most clients start seeing results within hours once we finalize their personalized roadmap. From there, our team reviews your file daily, working to fix the issues that are holding you back — like high utilization, reporting gaps, or missing documents.
As each roadblock is cleared, we immediately move you into the right applications and stay with you until you’re fully approved and funded. You’re never left waiting or wondering — we’re working your file every day until the job is done.
Do you support me after I apply?
Absolutely. At Fairloan, submitting an application is just the beginning. We stay actively involved — monitoring your file, following up with lenders, and addressing any issues that come up along the way.
You’ll never be left in the dark or told to “wait and see.” Our team guides you step by step, explaining what’s happening, what’s next, and making sure nothing slips through the cracks until your funding is finalized.
How secure is my information?
Your information is treated with the same confidentiality and care as it would be inside a bank. All documents and data you share with us are handled securely, used only to strengthen your funding file, and never shared outside of the funding process.
We know trust is everything when it comes to your finances — which is why protecting your information is a top priority at every step.
Can Fairloan help if my credit cards are maxed and my score is down?
Yes — that’s exactly where we specialize. If your main challenge is high utilization dragging your score down, we can step in with bridge funding solutions to free up your revolving accounts, improve your profile, and open the door to real approvals.
However, if your credit report has late payments or collections, that falls outside of what we do — we’re not a credit repair company. Our focus is on business owners who are blocked from funding because of utilization and structure, not derogatory marks.
Once the utilization roadblocks are cleared, we move you straight into traditional funding options like loans, lines of credit, and business credit cards.
Do you work with businesses of all sizes and industries?
Yes. Fairloan supports businesses across all sizes and industries. Whether you’re a small startup, a growing company, or an established operation, we create a funding roadmap tailored to your unique situation.
Our approach adapts to your industry and your goals — from retail and service businesses to professional firms and beyond. No matter where you are today, we guide you toward the right funding products to help you grow.